About Credit 101: How to Navigate the World of Credit and Effectively Increase your Credit Score by L.J. Wilson:
Does the thought of seeing your credit report make you cringe? Do you want practical guidance when it comes to improving your credit score? Are you a ‘credit-beginner’ who is overwhelmed by credit buzz-words and lingo?
If so, Credit 101 is for you.
Credit and finances can be a source of stress. We often neglect this area of our lives simply because we lack the proper know-how to make sense of it all. The damage of this continued neglect will eventually snowball. Before you know it, anything to do with your credit history feels too big to take on.
Credit 101 is written for anyone that wants to gain a fundamental understanding of the way credit works. If you don’t know anything about the world of credit, this book is for you. If your credit report is confusing, and you aren’t sure how or where to start, this book is for you. Maybe you don’t have enough credit, or you want to learn how to maximize what you’ve already got. What if you’ve been a victim of identity theft and working to rebuild yourself financially?
Nearly 1/3 of Americans have a low credit score. If you don’t know yours, it’s time to find out. This book will show you how and what to do next.
Credit 101 will arm you with the knowledge you must have in order to take control of your credit history, correct reporting errors, and ultimately improve your credit score along the way. By utilizing the tips and resources in this book, you will develop the ‘credit-confidence’ needed to finally make credit work in your favor.
L.J.’s mission is to provide readers with easy-to-understand, practical knowledge that can be implemented immediately into every day life. With a passion for helping others succeed, she believes it’s essential we share not only the stories about mistakes we’ve made and pitfalls we’ve encountered, but the steps we took to overcome them. L.J. and her husband currently reside in Denver, Colorado. She enjoys the outdoors, photography, coffee, and yoga.